Branch VRM Hangzhou HKC Su-branch HSBC China

Job description

Job description

Wealth and Personal Banking (WPB)
Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become a global wealth managers with USD1.4 trillion in assets.  Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking for individuals and families, through to business owners, investors and ultra-high-net-worth individuals.  We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking, that best suit our customers’ needs.

We are currently seeking an experienced professional to join our team.

In this role, you will: 

·  Branch VRM has a central role to play in effectively implementing change as an integral part of delivering the whole WPB business strategy.
·  The role is a customer facing where leadership and meeting customer needs are critical to the success of the business.  The role is to directly manage a portfolio of International Clients and build quality customer relationship via professional service and needs fulfillment.
·  The role shall support Branch Manager in delivering up-to-standard business requirement, customer satisfaction and quality control.
·  This will be achieved by active management of a portfolio of Premier clients, acquiring new HSBC clients and upgrading existing clients through becoming the trusted advisor to them. It will also entail reviewing the portfolio regularly to ensure the solutions are still suitable to meet clients’ needs and embed client loyalty by meeting their needs either directly or through other internal business partners.
·  In order to deliver the business objectives you will need to refer non-qualified business to appropriate parties following proposition protocol and attract business with new clients by understanding their financial needs and delivering high standards of service quality. The identification of opportunities for wealth reviews and delivering wealth solutions as an adviser are amongst the key activities to achieve your goals.
·  In delivering the business objectives you must also maintain the levels of operational integrity required by HSBC Group, closely managing your individual and the collective performance of your wider team. Creating and maintaining an environment and relationships where you and the wider Branch team maximise performance in achieving the WPB business objectives.
·  The identification of opportunities for wealth reviews and delivering wealth solutions as an adviser are amongst the key activities to achieve your goals as complied with local regulatory requirement.
·  You are accountable for the performance of your portfolio and need to ensure it is effectively run managing to the Target Operating Model (TOM) as defined by HSBC Group.

Requirements

To be successful in the role, you should meet the following requirements:

1. Knowledge & Experience

·  Bachelor's degree or equivalent experience
·  Minimum of three years proven and progressive financial services and/or retail sales experience or equivalent
·  Evidence of strong sales results in insurance and investment products
·  Relationship management experience with high net worth clients
·  Strong technical skills in wealth management
·  Strong communication, client focus and influencing skills
·  Strong sales orientation, networking and portfolio management skills
·  Sound knowledge of financial services products and services and the client relationship management system
·  Understanding of business banking client segment and products and services
·  Local regulatory & license requirements - job holder should possess valid licenses with accreditation on wealth management and qualification as required by HBCN
·  Clear view on how to work with Compliance, Credit & Risk and Internal Control to ensure a balanced risk operating environment
·  Able to communicate well in English and local languages

2. Accreditations

·  Attain appropriate professional and regulatory qualifications as required by market.
·  Attain any internal standards as required by HBCN

3. Leadership Capabilities

·  Have an understanding of the immediate regional Global Wealth strategy and the ability to plan own activities accordingly
·  Be ambitious about providing the highest standards of delivery to colleagues and clients
·  Show ability to set stretch goals for self and the ability to deliver these with courage and tenacity
·  Be authentic and show ability to engage with colleagues and clients to deliver at pace
·  Make considered decisions that protect HSBC & Global Wealth values, reputation and businesses

4. Global Wealth Management - Relationship Manager Technical Capabilities (refer to PRM Capability Framework for more details)

Technical Capabilities

Client Skills

·  Client focus
·  Sales orientation
·  Portfolio management
·  Communicating & influencing

Business Acumen

·  Marketplace knowledge
·  Business understanding

Solutions

·  Premier products and services
·  HSBC services and propositions

Processes

·  Risk and compliance
·  Business processes
·  Tools and systems

You’ll achieve more when you join HSBC.
www.hsbc.com.cn/careers

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Issued by HSBC Bank (China) Company Limited